Bank of Punjab Apna Ghar Scheme Apply & Interest Rate 2024

Bank of Punjab Apna Ghar Scheme

Bank of Punjab Apna Ghar Scheme loans are now available in easy installments to buy new plots, build houses, repair houses, etc. Online registration and interest rates of the BOP Apna Ghar Scheme are present here for all interested individuals.

Punjab Bank has started its home scheme for the homeless. People who do not have their own house can now get their own one. In a long period of 25 years, you have to repay this loan which will be in the form of installments.

Who Can Apply For Bank of Punjab Apna Ghar Scheme?

Four categories of individuals can apply for the BOP Apna Ghar Scheme. Details of those eligible individuals are given below. If you fall into one of these categories, you can easily apply and get your home.

1. Businessman
2. Salaried persons
3. Non-Resident Pakistani
4. Self-Employed Professional

Eligibility Criteria For Bank Of Punjab Apna Ghar Scheme

If you also want to take a house loan from the Bank of Punjab. The following are the eligibility criteria that must be fulfilled.

1. Loan applicants must be aged between 21 to 60 years.
2. Both permanent and contractual employees must have a minimum of 3 years of job experience.
3. Business owners must have a minimum of 3 years of experience certificate.
4. Permanent employee salary must be PKR 40,000/- and Contractual employee salary must be PKR 50,000/-
5. Non-resident Pakistanis must have a minimum monthly verifiable income of PKR 300,000/- and have a valid work visa.
6. At least six months of bank statements should be available to you.

For more such loan schemes, solar schemes and other schemes regularly visit our portal and stay up to date about Pakistan.

Necessary Documents For House Loan

You are going to apply for a house loan from the Bank of Punjab. So remember to carry these documents so that you don’t face any problems.

1. National Identity Card.
2. Four passport-size photographs
3. Salary Slip.
4. Bank account statement.
5. Electricity & gas bills.

See: Governor Sindh Loan Scheme

Documents Required For Non-Resident Pakistani

Those Pakistani CNIC holders who live in other countries to work and earn bread for there family can also apply for loan from this housing scheme. Procedure is the same to apply for a loan for Pakistani living abroad.

1. National Identity Card.
2. Four Photographs.
3. Copy of Valid Work Visa.
4. Copy of Last Paid Utility Bill.
5. Bank account statement 3 months.

Procedure to Apply for Apna Ghar Scheme

Go to any nearest branch of the Bank of Punjab for a loan application and submit your application. Remember, you will be given a loan only if you meet the eligibility criteria. The term of this loan is 25 years. You have to pay an installment of 10 thousand rupees every month.

• Visit nearest Bank of Punjab
• Go straight to Apna Ghar Scheme desk
• Ask the bank agent to provide you form
• Fill the form and attach the required documents
• Submit the loan form and get additional details from agent
• Later on they will review will your application and eligible persons will get loan
• If you fall in the eligible criteria then bank officials will contact you on your number
• You can get up to 10 million rupees loan from this scheme and repayment will be in 25 year
• You have repay 10 thousand rupees per month or you can repay the loan according to your desire

PKR 10 Million Loan For Apna Ghar Scheme

You can get PKR 10 Million (1 Crore) loan or less (according to your need) from the BOP Apna Ghar Scheme. This loan will be only given to eligible persons. On the other hand, when you successfully get loan the loan repayment will start from next month. You have to pay 10 thousand rupees per month. Hence, the loan repayment will complete within next 25 year.

See: Akhuwat Loan Scheme

پنجاب بینک لون سکیم 2024؟

پنجاب بینک کی طرف سے تمام بے گھر افراد کو لون دیا جا رہا ہے بلکل آسان اقساط پر. کیا آپ اپنا پلاٹ لینا چاھتے ہیں اس کے لیے یہ لون ملے گا، یا اگر آپ اپنے پلاٹ پر گھر تعمیر کروانا چاھتے ہیں اس کے لیے اپلائ کر سکتے ہیں. اگر آپ اپنے گھر کی مرمت یا دیگر کام شروع کروانا چاھتے ہیں تو اپلائ کر سکتے ہیں.

پچیس سال کا ٹائم ہو گا جس کے اندر آپ نے لون واپس کرنا ہو گا. ہر ماہ 10 ہزار روپے کی قسط ادا کرنی ہو گی. اس لون کے لیے نوکری والے، اپنے کاروبار والے، اور باہر ملک رہنے والے افراد، اپلائ کر سکتے ہیں. آپ کی ماہانہ آمدنی 50 ہزار یا اس سے زیادہ ہونی چاہیے جس کے بعد آپ اہل ہوں گے.

Conclusion

This scheme has been started for all the homeless people so that all the homeless people can become the owner of their house by completing the simple installments. Completing these simple episodes is now quite easy. The application process is going on, if you also want to apply, visit the Bank of Punjab today. For FAQs visit the official portal of BOP.